This Terms of Use policy applies to all areas of all websites owned and/or operated by Concise Solutions, Inc.. All websites owned and/or opperated by Concise Solutions, Inc. herein referred to as "this website", "the website", "all websites", and "this site".

Use of all websites owned and/or operated by Concise Solutions, Inc. are offered to you on your acceptance of these Terms of Use, our Privacy Policy and other notices posted on this website. Your use of these websites or of any content presented in any and all areas of the websites indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may not access any of the aforementioned websites. Concise Solutions Inc. has the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this website.

This website is for informational purposes only and is not intended to provide specific commercial, financial, investment, accounting, tax, or legal advice. It is provided to you solely for personal, non-commercial use.

The performance of this website and all information contained on, downloaded or accessed from this website are provided to you on an "as is" basis, without warranties of any kind, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties.

We reserve the right to modify, disable access to or discontinue, temporarily or permanently, any part or all of this website or any information contained thereon without liability or notice to you.

As a visitor to this website, you acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall Concise Solutions, Inc. nor any of its data providers, friends, allies or hangers-on be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website.

The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit. Accordingly, we do not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, such as transmissions involving the exchange of e-mail with us (including those which may contain your personal information).

Copyright
All text, logos, images, audio clips, digital downloads, data compilations, indexes, desktop tools, software and any other material or information used in connection with this website (the Concise Solutions, Inc. "content"); the selection, arrangement, and presentation of all Concise Solutions, Inc. content (including information in the public domain); and the overall design of this website are the property of Concise Solutions, Inc. and protected by U.S. and international copyright laws. Copying, using, distributing or modifying Concise Solutions, Inc. content or any other property of Concise Solutions, Inc., whether in electronic or hard copy form, is strictly prohibited without the express prior written permission of Concise Solutions, Inc..

Trademarks
Concise Solutions, Inc. and any other names of Concise Solutions, Inc. or its websites, publications, products, content or services referenced on all Concise Solutions websites are the exclusive trademarks or service marks of Concise Solutions, Inc., including without limitation the "look and feel" of this website and the color combinations, layout and other graphical elements of this website. You may not use any Concise Solutions, Inc. trademark in any manner without the express, written permission of Concise Solutions, Inc.. Other product and company names that appear on this website may be subject to trademark or other rights of other parties.

User Conduct and Obligations
You agree to follow all applicable laws and regulations when using this website and further agree that you will not transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages to any email address listed on this site.

By uploading, posting or otherwise transmitting through or to our website any content, you grant to us, our successors and assigns, a non-exclusive, world-wide, royalty free, perpetual, non-revocable license to use or distribute such content in any manner otherwise than as stated in our Privacy Policy.

Indemnification by User
You agree to indemnify, defend and hold us and our friends, spouses, children, and agents harmless from any loss, liability, claim, demand, damage, or expense (including any legal fees) asserted by any third party relating in any way to your use of this website or breach of these Terms of Use. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, which shall not excuse your indemnity obligations.

Third Parties and Links
Links or pointers to other websites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites; (ii) the content, privacy policies or other terms of use on such websites; or (iii) such third party products and services. We do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk as we have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties,